2017 CREDIT CARDS IN REVIEW, WHATS IN MY WALLET NOW, AND WHAT WILL 2018 BRING?

Just some quick stats on 2017 credit cards for Mr. and Mrs. Trup

Currently this is what we have and why.

Mr. Trup

Capital One Visa Platinum– no annual fee card I have had since 2013 when I downgraded after the initial Venture 100k offer from back then. I keep this just because its no annual fee and is an older card.

Marriott Chase Premier- Annual fee card with free night. Will have to re-evaluate when annual fee comes due

AMEX Business Platinum- I use this card quite a bit and just paid the annual fee as I get benefits from it as I explained here. This is probably the card I use the most

AMEX Delta Gold- Will need to re-evaluate when annual fee comes due.

Merrill Lynch Visa- No annual fee card so might just keep open for a while.

AMEX SPG Personal Card- Will need to re-evaluate when annual fee comes due based on the good transfer partners.

AMEX SPG Business Card– Will need to re-evaluate when annual fee comes due based on the good transfer partners.

Chase British Airways Card- Will need to re-evaluate when annual fee comes due.

Chase IHG Card- Will need to re-evaluate when annual fee comes due as you get a free night for a low annual fee.

Barclays American Airlines Aviator Red Card- Will need to re-evaluate when annual fee comes due.

Citi Prestige– have some points in there and I like the 4th night free benefit. I have renewed this card once and will need to re-evaluate when annual fee comes due.

Mrs. Trup’s cards.

Chase Ink Plus Business Card- Low annual fee with good points back on office suppliers (gift cards). Have had this card for a few years and will probably keep open. This is our only ultimate rewards card so Mrs. Trup uses this a lot.

AMEX Personal Platinum Card- Will need to re-evaluate when annual fee comes due and what we need to do with our AMEX points.

AMEX Delta Personal Platinum Card– Will need to re-evaluate when annual fee comes due.

Merrill Lynch Visa– No annual fee card so might just keep open for a while.

AMEX SPG Personal Card– Will need to re-evaluate when annual fee comes due based on the good transfer partners.

AMEX SPG Business Card- Will need to re-evaluate when annual fee comes due based on the good transfer partners.

AMEX Hilton Surpass- Will need to re-evaluate when annual fee comes due.

Chase IHG Card- Will need to re-evaluate when annual fee comes due as you get a free night for a low annual fee.

Capital One Venture card– applied for and pending at end of 2017. Will wait to call re-consideration line.

Chase British Airways Card– was initially denied in 2017- need to call back to move account limits around.

Barclays American Airlines Aviator Red Card- Will need to re-evaluate when annual fee comes due.

Citi Business Platinum Select American Airlines Card- Just approved at end of 2017.

 

What cards did we say goodbye to in 2017?

Mr. Trup

Chase Hyatt Card-

Citi AA Business Platinum card-

AMEX Delta Platinum Personal card

Chase Marriott Business Card

Chase Ritz Carlton

Mrs. Trup

Chase Hyatt Card-

Citi Prestige

AMEX Delta Gold Personal

Chase Ritz Carlton

 

What cards I am looking forward to in 2018?

There are not too many cards that we haven’t had. We are looking forward to the new AMEX Hilton cards coming out to see if we will be eligible or not. As well as plan on Mrs. Trup applying for the regular Citi AA Card, as well as the Delta AMEX Business Platinum and Business Gold cards when they have better sign up bonuses. Mr. Trup is also eligible for the AMEX Delta Business Platinum Card as well as the Regular AMEX Platinum card. (holding out for a 75k-100k bonus.) Also waiting for both on the AMEX Mercedes Benz Platinum card to get a higher bonus on. And finally will probably apply for the  the Hawaiian Airlines Barclays card after we have had our Barclays AA cards for 6 months.

 

What about you- do you have your cards picked out yet?