A few days ago our family met all the min spend requirements from credit cards we opened in my wife’s name in January. So that meant it was time to apply for some new cards! Always a fun day. Since we have had numerous cards before, the list of good cards out there is getting smaller and smaller available to my wife and I. I decided to apply for 2 AMEX Business cards- the Delta Platinum Business Card and the Hilton Business Card.

I applied for the Delta Platinum Business Card first. It comes with 70k miles after spending $3k in the first 3 months. Plus 10k MQMs after hitting the min spend. I am Delta Gold, but last year I received about 200k miles from flying Delta, but only about 60k MQMs. I really need the MQMs to try to hit Platinum this year. It also comes with a $100 statement credit after a Delta purchase in the first 3 months. As well as a $195 annual fee. I was able to login to my AMEX account in which it already had most of my information filled out. I hit submit and 10 seconds later it said Congrats, you are approved!


The Hilton Business Card because it has a pretty high 100k bonus after meeting $3k in 3 months and another $1k in 6 months. Plus it comes with a free annual night after hitting $15k in a calendar year. (haven’t decided if i am going to try to hit that or not.) It also gives you 12x points at Hilton hotels and 6x at restaurants and gas stations. It comes with a Hilton Gold status, but I am already Diamond through March 2020 so thats not too useful to me. I used a different browser to apply for this one and again logged into my AMEX account, hit submit and this time about 30 seconds later I got the approval!


I already have 3 current AMEX cards, and 2 of them are business cards. I was a little surprised that I was instantly approved for both of these new ones. I have been a AMEX cardmember since 2000, and I do have a very small online business that I have paid taxes for the past 8 years.

One of the best parts of this is that the last time I applied for new cards was in Sept 2017. (in Jan of 18, it was just my wife’s turn) Since these are both new AMEX Bus cards that don’t count against Chase 5/24, I am getting closer to getting under the 5/24 limit. I never really thought I would see that day. The next round of applications will be for my wife so unless there are some new large irresistible bonuses that come out, I may be eligible for more Chase cards soon!


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I love to travel, I love to get a good deal, and I love to negotiate. Of course after God, family, and friends, or even better when its with them.


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