AMEX AUTOMATICALLY ADJUSTED MY CREDIT LINE FOR APPROVAL

A few weeks ago I wrote about how I applied for 2 AMEX cards and was instantly approved. This increased my AMEX card total to 5 cards. I received those cards about a week later and am already putting them to good use. At about the same time I also received the letter below from AMEX describing how they adjusted my credit line on my AMEX Blue card to be able to approve me for a very large AMEX Delta Platinum Card.  I think this Blue card was my very first real credit card from 18 years ago. I have a $100 quarterly automatic billing for some bug spray to it to keep it open. So I didn’t mind the credit line being decreased.

What I find interesting though is that AMEX did this automatically. So often I will get a credit card application put in pending status. Then I have to call and spend time talking to service reps who say they cant extend any more credit line to me. Then after a long conversation they usually will switch around credit lines to approve this. This was apparently­ all done behind the scenes and save me a few phone calls. Thanks you AMEX!

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